1. Applicability
Covers website usage, loan referrals (DSA), ITR consultation.
2. Service Description
- Loan referrals: We may refer you to partner NBFC/bank; final loan approval & terms by them. We only act as an intermediary (DSA).
- ITR consultation: ₹199 non-refundable consultation fee, payable online. Post consultation, further filing charges depend on case complexity—client must approve billing before filing.
3. User Obligations
- Provide accurate data/KYC.
- Agree to pay applicable fees.
- Acknowledge that we don’t guarantee loan approval or tax refund amount.
4. Payment & Billing
- Online payment via secure gateway.
- ₹199 consultation fee is non-refundable.
- Additional filing or loan-processing fees billed separately; consent obtained before charging.
5. Cancellations & Refunds
See separate policy below.
6. Intellectual Property
Website content (text, logos, design) is owned by Finzinn; cannot be used without permission.
7. Liability Limitation
- We’re not responsible for partner’s loan decision, loan delays, or tax authority actions.
- Total liability capped at the amount you paid us.
8. Dispute Resolution
Faridabad courts jurisdiction; governed by Indian law.
9. Changes
We can update terms; changes posted on website + notice.
10. Contact
Email: hello@finzinn.com
Phone: same as Privacy Policy