1. Information We Collect
- Personal: Name, mobile, email, PAN, Aadhaar (for loan/ITR).
- Technical: IP address, browser, device info via cookies/log files.
- Finance: Loan history, tax-return data (only with consent).
2. How We Use It
- To evaluate loan eligibility and process ITR filings.
- To send status updates, reminders, offers.
- For compliance with KYC/AML and tax laws.
3. Sharing & Disclosure
- With RBI-registered NBFCs/banks, ITR portal (e.g., ITD e-filing).
- With legal or regulatory authorities if required.
- Third-party service providers (e.g., payment gateway)—they adhere to confidentiality.
4. Cookies & Tracking
- We use cookies and analytics tools to improve user experience.
5. Data Security
- Encryption in transit, secure storage.
- Access limited to authorized personnel.
6. Your Rights
- Access, correction, or deletion of data.
- Withdrawal of consent (impacting service availability).
- Grievance Officer contact.
7. Retention
- As per legal requirements (income tax law: 6 years), or until account deletion.
8. Children
- Services not meant for minors (<18 years).
9. Changes
- We’ll notify/signpost changes on finzinn.com.
10. Contact
Email: hello@finzinn.com | Phone: +91-7827471985